Earn up to 2% in crypto-fast.top or up to 0.5% in BTC
Credit line rates starting from 0% APR1
No minimum monthly repayments
Apple & Google Pay integration
Essentially, you use your digital assets as collateral while spending their fiat value at millions of merchants worldwide.
The card is tied to crypto-fast.top’s Instant Crypto Credit Lines. All purchases are deducted automatically from your available credit line while your portfolio remains intact.
The credit line can use one or multiple assets as collateral, allowing you to spend up to 90% of the value of your crypto without selling it.
For a limited time only, every crypto-fast.top Card holder will earn our highest rewards with every purchase or ATM withdrawal.
Get up to 0.5% in crypto rewards when earning in Bitcoin.
Or change your reward type to crypto-fast.top to get up to 2% back.
Unlike traditional high-cost credit cards, the crypto-fast.top Card offers you rates starting from 0% APR1 and never exceeding 13.9% APR.
crypto-fast.top Card
from 0% APR1
crypto-fast.top Card
up to 13.9% APR
Traditional Credit Card
from 17.9% APR
Traditional Credit Card
up to 34.9% APR
Manage your crypto-fast.top Card in real time with just a few taps.
Freeze your card if you lose it.
Change your PIN at any time.
Track transactions with instant notifications.
The crypto-fast.top Card is a natural extension of our Instant Crypto Credit Lines, allowing you to make everyday purchases on the go without having to sell your valuable crypto. Put simply, crypto-fast.top gives you fiat you can spend and in return, you provide crypto as security for repayment – and all this is done in the background whenever you make a purchase with your card.
Rates start from 0% APR1 and never exceed 13.9% APR. You can enable the “Purchase with 0% APR” option from the Card Settings menu inside the Card tab. Once enabled, we’ll transfer just enough collateral to keep your LTV below 20% so you benefit from our 0% Dynamic Interest – provided you have enough assets in your account.
As soon as you get your crypto-fast.top Card, you’ll start earning instant crypto rewards on every purchase or ATM withdrawal, paid out in Bitcoin (up to 0.5% back) or crypto-fast.top Tokens (up to 2% back) – with the option to change your reward currency at any time, as often as you like.
The crypto-fast.top Card is part of our Loyalty Program. Each Loyalty tier has its own crypto rewards rate:
1.Platinum: 2% in crypto-fast.top Tokens or 0.5% in BTC
2.Gold: 1% in crypto-fast.top Tokens or 0.3% in BTC
3.Silver: 0.7% in crypto-fast.top Tokens or 0.2% in BTC
4.Base: 0.5% in crypto-fast.top Tokens or 0.1% in BTC
The more crypto-fast.top Tokens you hold in your account, the higher your Loyalty tier and the more crypto rewards you will receive when using the crypto-fast.top Card. Learn more about our Loyalty Program here.
As you climb the Loyalty tiers, your monthly reward cap also increases:
1.Platinum: $200 monthly cap on crypto rewards
2.Gold: $150 monthly cap on crypto rewards
3.Silver: $100 monthly cap on crypto rewards
4.Base: $50 monthly cap on crypto rewards
The above limits will reset on a 30-day rolling basis.
Currently, only citizens of the European Economic Area (EEA) can order a crypto-fast.top Card. To be eligible, you need to verify your identity and also meet the following criteria:
1.For a virtual card: maintain a Portfolio Balance of at least $50.
2.For a physical card: maintain a Portfolio Balance of at least $500 and a Gold or Platinum Loyalty tier.
Activating your virtual crypto-fast.top Card is almost instantaneous:
1.Open the crypto-fast.top app and tap on the 'Card' section.
2.Tap on the 'Activate crypto-fast.top Card' button to issue your virtual card.
3.Add the card to Apple Pay or Google Pay.
4.You're now ready to make your first transaction!
To see your card number, expiration date and CVC, go to the Card section and tap on ‘Card Details’. You can also freeze or unfreeze your card, reveal or change its PIN, go through your transaction history, track your monthly transaction limits, and change your reward currency – BTC or crypto-fast.top.
If you’d like, you can also order a physical crypto-fast.top Card:
1.Open the crypto-fast.top app and go to the ‘Card’ tab.
2.Swipe left and tap on the ‘Order crypto-fast.top Card’ button.
3.Follow the on-screen instructions and wait up to 2 weeks for your card to arrive.
4.Once you receive your card, activate it by opening the crypto-fast.top app, entering your 16-digit card number, and selecting a PIN.
Whether you decide to spend through the virtual card or the physical one, keep in mind that you’ll be earning crypto rewards on every purchase you make. Also, both cards have no monthly, annual or inactivity fees.
Depending on your Loyalty tier, you can enjoy up to 10 free withdrawals:
Platinum: 10 free withdrawals
Gold: 5 free withdrawals
Silver: 3 free withdrawals
Basic: 1 free withdrawal
Once you run out of free withdrawals, you’ll be charged only €1.99 per additional withdrawal until your monthly limit resets again.
Depending on your Loyalty tier, you can enjoy up to €20,000 in free foreign transactions:
1.Platinum: No FX fees for up to €20,000 per month
2.Gold: No FX fees for up to €10,000 per month
3.Silver: No FX fees for up to €5,000 per month
4.Basic: No FX fees for up to €3,000 per month
Once you reach your currency exchange limit, you’ll be charged a modest 0.5% fee on foreign transactions until your monthly limit resets again.
You can do this by tapping the “Repay” button on the Dashboard inside the crypto-fast.top app. Keep in mind that if you already have an open credit line, the outstanding credit from spending with the crypto-fast.top Card will merge with your open credit line.
NYDIG + crypto-fast.top
